While the Social Security Administration will still mail you a statement once a year if you’re over the age of 60, they really encourage everyone to create a “my Social Security” account for better security and easier access to forms and information. With an online account, you don’t have to wait for the mail to arrive or worry whether you missed […]
A How-To Guide to Your “my Social Security” Account Read More »
Risk isn’t just a number on a chart… it’s how you feel when markets move. If you’ve ever wondered whether your portfolio matches your true risk tolerance, JB with Beckett Financial Group and Erin Kennedy lay out four red flags to pay attention to:
– You check your accounts constantly.
How often is too often? If market swings dictate your mood, it may be time to reassess.
– Market drops keep you up at night.
The headlines are loud, and it’s hard to tune out the noise.
– You’ve made panic-driven decisions before.
Emotional investing is one of the biggest threats to long-term returns.
– You feel pressure to “chase” returns.
FOMO can push you into taking risks you’re not comfortable with.
The good news? JB can help align your investments with your true risk tolerance, keeping you disciplined, diversified, and focused on the long-term plan (not the daily swings). If you’d like to find a plan that’s in line with your goals and your tolerance, please call (803) 939-4848 or visit www.BeckettFinancialGroup.com #investing
#RiskTolerance #FinancialPlanning #BehavioralFinance #RetirementPlanning #WealthManagement
Are You Taking on Too Much Risk? 4 Signs to Watch Read More »
How old is too old to buy an annuity? It typically doesn’t make sense to buy one if you’re under 50, and most insurance companies stop selling them once you hit 90. But as Americans live longer, our fear of outliving our savings has pushed sales of annuities to record highs. In fact, annuity sales topped $432 billion in 2024, but as JB with Beckett Financial Group and Erin Kennedy discuss, that doesn’t mean they’re right for everyone. In this interview, we break down:
– When an annuity actually makes sense — and why timing is everything
– The core problem annuities solve
– How much liquidity you should keep before locking money up
– The tax implications for you and your heirs
– And what to consider if you’re too young or too old for an annuity
If you’ve ever wondered whether an annuity fits into your retirement income plan, please give JB a call at (803) 939-4848 or visit www.BeckettFinancialGroup.com to learn more.
#RetirementPlanning #Annuities #FinancialAdvisor #RetirementIncome #LongevityRisk #WealthManagement
Are You Ever Too Old for an Annuity? Read More »
One of the most underestimated challenges of retirement is not financial but personal. After decades of structured workdays, many retirees find themselves asking, “What now?” While the initial freedom can feel liberating, the absence of a daily routine can quickly lead to boredom, lack of purpose, or even depression and heart disease![1] Creating a meaningful
How to Build a Meaningful Retirement Life Without a Work Schedule Read More »
Every October, over 70 million Americans eagerly wait for the Social Security Administration (SSA) to announce the Cost-of-Living Adjustment (COLA). This annual bump is designed to help your benefits keep pace with inflation, but will this actually help you cover your expenses, and what does this adjustment really mean for your wallet? Let’s take a
A well-planned retirement is not a single event, but a comprehensive strategy built on several interconnected pillars. As we look ahead for 2026 and the years to follow, it’s more important than ever to ensure your plan is built for stability and flexibility. Beyond simply saving money, a truly successful retirement blueprint addresses five critical
5 Pillars of a Well-Constructed Retirement Plan Read More »
As we gather with family and friends this week, many of us have spent time picking out the perfect gifts to wrap and lovingly place under the tree. We eagerly await them opening our gift and sharing in the joy we had while selecting it especially for them. And though traditional presents like gadgets and
Give the Gift of Financial Planning This Holiday Season Read More »
At Beckett Financial Group, we believe that everyone deserves a financial planner who truly understands your unique needs and aspirations. As an independent firm, we create personalized financial strategies tailored specifically to your goals. With decades of experience, we’ve helped countless individuals turn their dreams to reality.
The content of this website is provided for informational purposes only and is not a solicitation or recommendation of any investment strategy. Investments and/or investment strategies involve risk including the possible loss of principal. There is no assurance that any investment strategy will achieve its objectives.
For over 25 years, our focus is guiding individuals and families toward a successful retirement by optimizing financial objectives and minimizing investment risks. We manage your income and taxes while navigating market fluctuations to ensure your retirement income lasts. We are committed to regularly evaluating your portfolio and making necessary adjustments to keep it aligned with your goals.
Our commitment is straightforward: To get to know you, understand your goals, and help you identify financial strategies that enhance your lifestyle today while laying the groundwork for a secure retirement.
Crafting Your Legacy: Mortality Planning Strategies for Retirees Read More »
At Beckett Financial Group, we believe that everyone deserves a financial planner who truly understands your unique needs and aspirations. As an independent firm, we create personalized financial strategies tailored specifically to your goals. With decades of experience, we’ve helped countless individuals turn their dreams to reality.
The content of this website is provided for informational purposes only and is not a solicitation or recommendation of any investment strategy. Investments and/or investment strategies involve risk including the possible loss of principal. There is no assurance that any investment strategy will achieve its objectives.
For over 25 years, our focus is guiding individuals and families toward a successful retirement by optimizing financial objectives and minimizing investment risks. We manage your income and taxes while navigating market fluctuations to ensure your retirement income lasts. We are committed to regularly evaluating your portfolio and making necessary adjustments to keep it aligned with your goals.
Our commitment is straightforward: To get to know you, understand your goals, and help you identify financial strategies that enhance your lifestyle today while laying the groundwork for a secure retirement.
Secure Your Nest Egg: Tips for Navigating Market Fluctuations in Retirement Read More »
At Beckett Financial Group, we believe that everyone deserves a financial planner who truly understands your unique needs and aspirations. As an independent firm, we create personalized financial strategies tailored specifically to your goals. With decades of experience, we’ve helped countless individuals turn their dreams to reality.
The content of this website is provided for informational purposes only and is not a solicitation or recommendation of any investment strategy. Investments and/or investment strategies involve risk including the possible loss of principal. There is no assurance that any investment strategy will achieve its objectives.
For over 25 years, our focus is guiding individuals and families toward a successful retirement by optimizing financial objectives and minimizing investment risks. We manage your income and taxes while navigating market fluctuations to ensure your retirement income lasts. We are committed to regularly evaluating your portfolio and making necessary adjustments to keep it aligned with your goals.
Our commitment is straightforward: To get to know you, understand your goals, and help you identify financial strategies that enhance your lifestyle today while laying the groundwork for a secure retirement.
Longevity vs Retirement: Will Your Finances Keep Up? Read More »
