While it’s commonly advised to wait as long as possible to claim Social Security benefits for a larger payout, various factors influence your Social Security benefits. Your years of work, income, and other considerations play a significant role in this process. At Beckett Financial Group, we take a deep look into your situation to optimize your Social Security benefits and ensure you make informed decisions tailored to your needs.

In your retirement plan, safeguarding your pre-existing assets remains a crucial priority. Our collaborative effort involves crafting a comprehensive strategy to preserve the hard-earned progress you’ve achieved thus far. Additionally, we provide valuable education on shielding yourself and your savings from potential challenges, ensuring your financial security remains intact for the long term.

Minimizing tax burdens is a common goal for everyone. Through tax planning, we can leverage specific financial products to reduce your tax liabilities. Our team employs various strategies aimed at saving you money in taxes during retirement. Together, we’’l navigate the intricate tax rules, ensuring you retain more of your hard-earned money in your pocket.

As retirement approaches, we will assess your current retirement accounts, including pensions, IRAs, SEPs, 401k plans, and annuities. Based on our evaluation, we will provide a comprehensive overview of distribution options, guiding you towards the most effective method of converting these assets into a reliable income stream throughout your retirement years.