Insurance & Retirement Planning to Protect What Matters Most
our services
Your Path to Navigating Insurance and Retirement Planning
Achieving financial freedom and a comfortable retirement involves making smart, strategic decisions along the way. At Beckett Financial Group, we offer personalized financial solutions tailored to your unique needs. Our experienced team of financial advisors provides expert guidance in insurance and retirement planning.
- Decades of Experience: Trusted advisors with proven expertise in financial planning.
- Client-Centric Approach: We prioritize your best interests in every decision.
- Comprehensive Solutions: Access to annuities, life insurance, and customized retirement plans.
- Medicare Support: Guidance on Medicare supplemental insurance for enhanced coverage.
Move beyond mere planning and truly flourish in retirement. Let Beckett Financial Group's experts help you create a financial future that exceeds your expectations.
Annuities: A Closer Look at Your Retirement Planning Options
Annuities can be a valuable tool for retirement planning, but it’s important to understand the different types available.
- Fixed Annuities: These offer guaranteed returns, making them a popular choice for those seeking stability and predictable income.
- Variable Annuities: These invest in a variety of underlying investments, offering the potential for higher returns but also come with increased risk.
- Index Annuities: These link their growth to the performance of a specific stock market index, providing upside potential with downside protection.
- Immediate Annuities: These provide guaranteed income payments for life, often used as a retirement income source.
Don't allow misconceptions to cloud your judgment. Our experienced financial advisors can help you navigate the complexities of annuities and choose the one that best aligns with your goals and risk tolerance.
Navigate Medicare with Confidence
Medicare offers a vital safety net for retirees, providing essential healthcare coverage.
- Medicare Part A: Typically covers hospital stays, skilled nursing facility care, hospice care, and some home health services.
- Medicare Part B: Covers doctor’s visits, outpatient services, preventive care, and certain medical equipment.
- Medicare Part C (Medicare Advantage): Offers an alternative to Original Medicare (Parts A and B), combining these benefits with additional coverage and sometimes prescription drug coverage.
- Medicare Part D: Covers prescription drugs.
∙ Affordable Care Act/Marketplace Health Insurance
∙ Dental & Vision Plans
∙ Short Term Disability Plans
∙ Home Health Care Plans
∙ Group & Employer Benefits
Navigating Medicare can be complex. Our expert financial advisors can help you:
- Determine Eligibility: We’ll review your eligibility for Medicare and assist with enrollment.
- Compare Plans: We’ll provide personalized quotes and help you select the Medicare plan that best suits your needs and budget.
- Maximize Benefits: We’ll ensure you understand how to make the most of your Medicare coverage, including understanding deductibles, copays, and other costs.
Rely on our knowledgeable financial team to guide you through Medicare and achieve a stable retirement.
Life Insurance: Beyond Basic Protection
Life insurance offers a range of benefits beyond death benefits. Beckett Financial Group’s trusted financial advisors can assist with:
- Business Continuation: Protect your business by ensuring there’s enough capital to buy out a deceased partner or shareholder.
- Retirement Income: Certain life insurance policies can offer retirement income options, supplementing your savings.
- Estate Planning: Life insurance can help offset estate taxes, ensuring your loved ones receive the full value of your assets.
- Living Benefits: Some policies offer accelerated death benefits, allowing you to access a portion of your death benefit while you’re still alive to cover critical care expenses.
Discover the full potential of life insurance. Let our financial experts help you find the right policy to protect your family and secure your financial future.
Don’t Let Long-Term Care Surprise You
Long-term care costs can be substantial, potentially depleting your retirement savings.
- Rising Costs: The cost of long-term care services continues to increase, making it essential to plan ahead.
- Impact on Loved Ones: Caregiving responsibilities can be physically and emotionally demanding, affecting your family’s well-being.
- Financial Burden: Without adequate planning, long-term care expenses can strain your finances and those of your loved ones.
Don’t let long-term care be a financial burden. Our financial experts can help you:
- Assess Your Needs: Determine your potential need for long-term care and the level of care required.
- Explore Options: Evaluate long-term care insurance, Medicaid, and other funding options.
- Develop a Plan: Create a personalized long-term care plan that aligns with your goals and budget.
Secure your future and ease the financial burden of long-term care. We’re here to guide you and design a comprehensive plan for your needs.
Your Financial Future is Unique. Your Financial Planning Should Be, Too.
explore our financial products & services
At Beckett Financial Group, we provide a range of financial products and services to help you develop your unique financial strategy. We don’t believe in a one-size-fits-all approach; instead, we create customized plans tailored to your specific goals. Learn how our services can support your planning process and help you achieve financial freedom.