Becca Mack

Medicare 101: Everything You Need to Know Before You Sign up or Switch Plans

Picking the right Medicare plan for you is extremely complicated. In this video, @Brandon with @BeckettFinancialGroup and @erinkennedy break down common questions, misconceptions, and important deadlines. Brandon, who is a Medicare specialist, also explains, in detail, the differences between each part, which should help guide you as you work to determine which plan is right for you.

And since we’re currently in the Medicare Annual Enrollment Period, now is the ideal time to review your options and make any necessary changes to your coverage.

Of course, there is no cookie cutter answer, but if you’d like to talk through your unique goals and priorities, please give Brandon a call at (803) 939-4848 or visit www.BeckettFinancialGroup.com

At Beckett Financial Group, we believe that everyone deserves a financial planner who truly understands your unique needs and aspirations. As an independent firm, we create personalized financial strategies tailored specifically to your goals. With decades of experience, we’ve helped countless individuals turn their dreams to reality.

The content of this website is provided for informational purposes only and is not a solicitation or recommendation of any investment strategy. Investments and/or investment strategies involve risk including the possible loss of principal. There is no assurance that any investment strategy will achieve its objectives.

For over 25 years, our focus is guiding individuals and families toward a successful retirement by optimizing financial objectives and minimizing investment risks. We manage your income and taxes while navigating market fluctuations to ensure your retirement income lasts. We are committed to regularly evaluating your portfolio and making necessary adjustments to keep it aligned with your goals.

Our commitment is straightforward: To get to know you, understand your goals, and help you identify financial strategies that enhance your lifestyle today while laying the groundwork for a secure retirement.

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How Can I Recession-Proof My Retirement?

Economy, Retirement Income, Retirement Planning / Becca Mack

When people think about retirement, they often imagine years of relaxation and freedom. But for many retirees and pre-retirees, that vision comes with an underlying concern: what happens if the market takes a downturn? Recessions are an unavoidable part of the economic cycle, and while you can’t control when or how severe they are, you

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Will My Income Keep Pace with Inflation?

Economy, Retirement Income / Becca Mack

Retirement is supposed to be the time when you finally get to enjoy the fruits of your hard work. But one of the most common concerns retirees share is whether their income will be enough—not just today, but 10, 15, or even 20 years from now. Inflation doesn’t just raise prices in the short term;

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What Is a Required Minimum Distribution (RMD)?

Retirement Income, Retirement Planning / Becca Mack

If you’ve spent decades building up your retirement savings in tax-deferred accounts, you may have heard the term Required Minimum Distribution (RMD). But what exactly does it mean for you, and why is it so important to plan for it? Let’s break it down. What is an RMD? An RMD is the minimum amount you

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Hidden Retirement Costs—What You Don’t Plan for Can Impact Your Finances

Financial Planning / Becca Mack

What exactly are “hidden costs” in retirement? Hidden costs are the expenses that don’t make it into your retirement spreadsheet—but still show up in real life. They include things like rising healthcare bills, inflation, home repairs, and financial support for family. While not necessarily “surprise” expenses, they’re often underestimated or completely forgotten in retirement planning.

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Why the Federal Reserve Works, And What It Means for Your Retirement

Federal Reserve, Retirement Planning / Becca Mack

The Federal Reserve may seem distant or complicated, but its decisions ripple through everything from interest rates to inflation, and that may affect your retirement directly. Let’s explore why the Fed works, why its independence matters, and what that means for your financial stability in retirement. What exactly is the Federal Reserve supposed to do?

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“I Think I Have Enough Saved—Why Am I Still Worried?”

Retirement Income, Retirement Planning / Becca Mack

You’ve worked hard and saved diligently, and now you’re in retirement or on the doorstep of it. You’ve run the numbers. You might even have a sizable nest egg. So why do you still feel uneasy? That lingering anxiety is more common than you think, even among those who appear to be financially prepared for

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Follow the Bond Market to Better Understand Your Finances

Financial Planning, Investing, Stock Market / Becca Mack

On May 16, 2025, Moody’s downgraded the U.S. sovereign credit rating from Aaa to Aa1, citing concerns over the nation’s rising debt and interest payment burdens. This move follows similar downgrades by S&P in 2011 and Fitch in 2023, marking the first time all three major credit agencies have rated U.S. debt below their top

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What Retirees Should Know About Their Income Tax

Taxes & Tax Planning / Becca Mack

Retirement is a new phase of life, and so is your tax situation. Knowing what counts as income and how it’s taxed can make a big difference in how long your money lasts. Below are some of the most common tax questions retirees ask. Can I Avoid the Income Tax in Retirement? What Would That

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“What Can I Do with $100K in Retirement?”

Financial Planning, Investing, Retirement Income, Retirement Planning / Becca Mack

Understanding the Shift from Accumulation to Income As a financial advisor, one of the most common questions I hear, especially from clients entering retirement, is: “What should I actually do with these savings I’ve amassed for retirement?” It’s a great question. And it usually signals something deeper: the start of the distribution phase of retirement.

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