Becca Mack

The 4 Biggest Financial Myths and the Truth Behind Them

Some of the most common beliefs about money, retirement, and investing are myths and believing in them can really hurt your financial future. In this video, JB Beckett with Beckett Financial Group and Erin Kennedy break down the biggest financial myths, including:

Myth #1: The market always goes up
Myth #2: The 4% rule works for everyone
Myth #3: My taxes will be lower in retirement
Myth #4: I don’t need life insurance once I retire

If you’ve built a plan around any of these myths, it might be time for a second opinion. Having a plan that accounts for your unique goals, tax situation, and legacy planning will help ensure your money lasts as long as your retirement. If you have any questions, visit www.BeckettFinancialGroup.com or call JB at (803) 939-4848.

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Does Retirement Have to Happen All at Once?

Retirement Planning / Becca Mack

Imagine transitioning into retirement not as a sudden leap but as a gradual, comfortable glide. This approach, known as phased retirement, is gaining popularity. It allows people like you to reduce working hours over time, allowing a smoother shift from full-time employment to full-time retirement… and it even has financial benefits. But doing it right

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How to Choose the Right Life Insurance Policy for Your Family’s Future

Financial Planning, Insurance / Becca Mack

Life insurance is one of those topics many of us tend to avoid, perhaps because it feels like something we don’t need to think about until absolutely necessary. But here’s the truth: life insurance is a crucial part of securing your family’s financial future. Whether you’re just starting out in life, building your career, or

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How to Tell if You’re Taking on Too Much Risk (Or Too Little!)

Investing / Becca Mack

Imagine this: You check your retirement account and see a drop in value. Your stomach tightens. Thoughts race through your mind: Should I sell now before it gets worse? Is my retirement in danger? If you’ve ever felt this way, you may be carrying more risk in your financial plan than you’re comfortable with. On

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How to Use Your HSA Wisely in Retirement

Financial Planning, Healthcare & Medicare / Becca Mack

Retirement is a time to enjoy the fruits of your labor. But amidst the dreams of travel and newfound hobbies, there’s one aspect that often looms large: healthcare expenses. Enter the Health Savings Account (HSA), a tool that, when wielded wisely, can be a retiree’s secret weapon in managing medical costs and enhancing financial well-being.

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Post-Tax Season Tips for Pre-Retirees

Financial Planning, Taxes & Tax Planning / Becca Mack

Tax season is behind us, but for pre-retirees—those within 10-15 years of retirement—this is the perfect time to reassess financial strategies. The decisions you make now can significantly impact your retirement lifestyle, taxes, and financial security. Here are five key post-tax season moves to keep you on track. Tax-Advantaged Retirement Contributions If you’re still working,

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Why Tariffs (and Even the Threat of Them) Swing the Market

Economy, Government, Stock Market / Becca Mack

You’ve probably heard the word “tariff” tossed around in financial headlines lately—but what does it really mean for your investments? At first glance, tariffs might seem like just another policy tool or political talking point. But in reality, they can have significant and immediate consequences for the stock market, corporate profits, global supply chains—and yes,

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Weathering the Storm: How Market Volatility Impacts Retirement & What You Can Do About It

Economy, Investing, Stock Market / Becca Mack

Picture this: Jim and Linda, both 67, just retired after decades of hard work. They planned carefully, saved consistently, and looked forward to enjoying their golden years. But then came a market downturn. Suddenly, their portfolio dropped 20% in a matter of weeks. The income they planned to draw from their investments now seems shaky.*

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What Retirees Should Know About Tariffs

Economy, Government / Becca Mack

As a new administration weighs its stance on tariffs, it’s worth considering how these policies may affect retirees and their financial plans. Tariffs, often described as taxes on imported goods, are actually taxes imposed on U.S. companies importing foreign products. These taxes can ripple through the economy, impacting consumer prices, including essentials that retirees rely

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Is It Time to Refresh Your Annuity? Here’s Why You Might Consider It

Financial Planning, Investing, Retirement Planning / Becca Mack

Annuities have long been a cornerstone for those seeking a steady income stream in retirement. However, the financial landscape is ever-evolving, and what worked a few years ago might not be the best fit today. With rising interest rates, inflation concerns, and innovative annuity products entering the market, now might be a great time to

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