Videos

Picking the right Medicare plan for you is extremely complicated. In this video, @Brandon with @BeckettFinancialGroup and @erinkennedy break down common questions, misconceptions, and important deadlines. Brandon, who is a Medicare specialist, also explains, in detail, the differences between each part, which should help guide you as you work to determine which plan is right for you.

And since we’re currently in the Medicare Annual Enrollment Period, now is the ideal time to review your options and make any necessary changes to your coverage.

Of course, there is no cookie cutter answer, but if you’d like to talk through your unique goals and priorities, please give Brandon a call at (803) 939-4848 or visit www.BeckettFinancialGroup.com

At Beckett Financial Group, we believe that everyone deserves a financial planner who truly understands your unique needs and aspirations. As an independent firm, we create personalized financial strategies tailored specifically to your goals. With decades of experience, we’ve helped countless individuals turn their dreams to reality.

The content of this website is provided for informational purposes only and is not a solicitation or recommendation of any investment strategy. Investments and/or investment strategies involve risk including the possible loss of principal. There is no assurance that any investment strategy will achieve its objectives.

For over 25 years, our focus is guiding individuals and families toward a successful retirement by optimizing financial objectives and minimizing investment risks. We manage your income and taxes while navigating market fluctuations to ensure your retirement income lasts. We are committed to regularly evaluating your portfolio and making necessary adjustments to keep it aligned with your goals.

Our commitment is straightforward: To get to know you, understand your goals, and help you identify financial strategies that enhance your lifestyle today while laying the groundwork for a secure retirement.

According to Bankrate.com, nearly three‑quarters of U.S. adults report at least one financial regret. In this video, JB with Beckett Financial Group and Erin Kennedy break down the top 5 planning mistakes; they are: 

1. Not having a “GRIP” on your retirement: GRIP is an acronym for Guaranteed Retirement Income Plan
2. Taking inappropriate risks: either being too aggressive or too conservative can derail your retirement
3. A “gross” planning mistake: focusing too much on the “gross” amount in your tax-deferred retirement accounts, without taking taxes into account
4. Not having a plan for long-term care 
5. Not Optimizing Social Security

In this video, JB with Beckett Financial Group and Erin Kennedy talk through the three biggest expenses you’ll see in retirement; be sure these expenses are in your plan, or you may run out of money!

1. Largest Known Expense: Taxes
2. Largest Potential Expense: Healthcare
3. The Silent Thief: Inflation

The only way to combat the possibility of expenses exceeding assets is to have a written income plan for retirement, and that is why JB makes certain it’s one of the first steps he takes with clients: create a budget with all known expenses and build an income plan around it.

The Countdown to Retirement continues! Listen to this: according to Fidelity, the average 65-year-old couple will need nearly $315,000 for healthcare in retirement, not including long-term care. But as JB with Beckett Financial Group and Erin Kennedy discuss, long-term care, isn’t a “maybe” it’s likely; 7 out of ten people will need long-term care at some point, and it’s not covered by Medicare. Here are your options:
 
1. Traditional Long-Term Care Insurance
2. Linked Benefits
3. Self-Insure
4. Become a Dependent
 
Of course, certain options are better than others. But determining what’s right for you, can be difficult. If you’d like to talk through these options with JB, please call (803) 939 – 4848 or visit www.BeckettFinancialGroup.com

Big changes are on the horizon, and they could affect your retirement income, taxes, and estate plan. In this video, JB Beckett with Beckett Financial Group and Erin Kennedy break down what’s in the new legislation (aka the “big beautiful bill”) and how retirees can prepare now to take advantage of the benefits or avoid potential pitfalls.

Some of the most common beliefs about money, retirement, and investing are myths and believing in them can really hurt your financial future. In this video, JB Beckett with Beckett Financial Group and Erin Kennedy break down the biggest financial myths, including:

Myth #1: The market always goes up
Myth #2: The 4% rule works for everyone
Myth #3: My taxes will be lower in retirement
Myth #4: I don’t need life insurance once I retire

If you’ve built a plan around any of these myths, it might be time for a second opinion. Having a plan that accounts for your unique goals, tax situation, and legacy planning will help ensure your money lasts as long as your retirement. If you have any questions, visit www.BeckettFinancialGroup.com or call JB at (803) 939-4848.

Your 401(k) is NOT a Retirement Plan

Everyone’s favorite retirement account, the 401(k), is a great way to save, but it is just a tool, not a strategy. As JB explains, without proper planning, you could face unexpected taxes, income gaps, and market risk. 

There’s a reason 401(k)s are known as tax time bombs: beyond being tax-deferred (which means you will pay taxes at an unknown and probably higher rate in the future), the Required Minimum Distributions can push you into a higher tax bracket in retirement.

We are living in a historically low tax rate right now, and taxes are set to increase at the end of 2025. If you’d like to work with JB to create tax-free income in retirement, please call (803) 939-4848 or visit www.BeckettFinancialGroup.com.

Recently, stocks closed out their worst quarter since 2022. The S&P 500 and the Nasdaq logged their worst performance since Russia’s invasion of Ukraine.

While these headlines can be upsetting, as JB explains to Erin Kennedy, the market downturn can also provide some very specific opportunities for smart investors, including:

✅ Put Your Cash to Work – Lower valuations let you buy quality investments at a discount for long-term gains.
✅ Consider Tax Loss Harvesting – Selling at a loss can offset taxes now or in the future, turning dips into tax savings.
✅ Roth Conversions – Converting in a down market means paying less tax now and maximizing future tax-free growth.

If you’d like to learn how to take advantage of this market downturn, please feel free to give JB a call at (803) 939-4848 or visit www.BeckettFinancialGroup.com