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At Beckett Financial Group, we design a personalized plan that reflects your values and beliefs around money and aligns with your individual goals and priorities.
Below, we are providing free downloads of some of our top financial insights to help you evaluate your current investment and retirement plans. Start learning more about your path to retirement today!
Tax Planning Guide
Your Roadmap To Reducing Taxes In This Year And The Future
We believe it’s important that you look to employ tax diversity in your retirement plan. Different types of investments can impact your taxes differently. Having accounts that receive varying tax treatments is a key strategy. You should work with a qualified professional to help determine exactly how much you should have in each tax “bucket” to help minimize your overall tax burden in retirement.
While the tax code can be incredibly complex, you still need to stick to the basics when it comes to filing and preparing your tax returns. So, here are our 5 tips to help you better prepare for tax filing this year.
Important Birthdays Over 50
Turning 50 is a major milestone, especially when it comes to your retirement planning.
But are you aware of the new opportunities and risks that come with it? Our complimentary guide is here to help you navigate these crucial years with confidence.
Download “Important Birthdays Over 50” and discover all the key birthdays in retirement and what they could mean for your finances. From “catch-up” contributions at 50 to the significance of Medicare at 65, this guide covers everything you need to know to make informed decisions. Gain valuable insights that will empower you to secure your financial future and enjoy your retirement to the fullest.
Why 59 1/2 is An Important Age
Why is your 59 ½ birthday important?
After all, you probably haven’t celebrated a half-birthday since you could count your age on one hand! Well, when you find out the financial opportunities that become available to you at 59 ½, you’ll want to break out the party hats and birthday cake again!
Don’t wait—arm yourself with the knowledge you need by downloading your copy today!
A Short Introduction to Long-Term Care
Discover How Annuity-Based Long-Term Care and the Pension Protection Act Work.
If you know someone who takes care of their parents or if you’ve done it yourself, you know how stressful it can be. Now, think about a time when you might need that same care. Even if your family members are nearby and can help you around the house as you get older, they might not be able to provide you with all the care you need. That’s why having a long-term care strategy can help give you and your family peace of mind and help lessen the burden of an unexpected expense.
Ages 5 to 55
What Your Kids Need to Know About Finances
You taught your kids how to tie their shoes, to look both ways before crossing the street, and countless other lessons. But what have you taught them about money? Many parents may feel uncomfortable talking about the subject with their children, no matter how old they are. But there are important financial lessons to teach your children at any age, and you should impart the wisdom you’ve accumulated. They may thank you for helping them make smart money moves early on and for having honest conversations about wealth transfer. Open and honest conversations are essential when estate planning. But before you get onto that topic, start with the small stuff. Let’s look at some important money lessons to teach your kids, starting with when they’re young.
ultimate 401(k) guide
How to take control of your 401(k) before and after retirement.
We all know that a 401(k) is one of the most important retirement planning tools we have. You pay into it for decades and will likely need to rely on it, among other income sources, for decades in retirement. The potential tax benefits and power of compound interest can make it a great saving and investment tool for anyone who practices financial discipline and contributes regularly.
navigating medicare & medigap insurance
Don’t pay more than you should for the health services and coverage you deserve!
One of your largest retirement expenses could be your healthcare costs. An average 65-year-old couple retiring today will need an estimated $315,000 to cover their healthcare costs, according to one study. Unfortunately, the Medicare system can be quite complex. This leads too many retirees to overspend on healthcare expenses and receive suboptimal coverage over the span of their retirement.
5 keys to modern retirement planning
It’s a New Year, and that’s something to celebrate!
This year is the year for a renewed focus on planning and preparation in the five key areas of retirement planning. These are the building blocks of any solid retirement plan, and this guide will detail each one. Whether 2024 is the year when you retire or not, it’s the year to create a truly comprehensive retirement plan that addresses each of these areas.
How To Exit Your Business and Enter Retirement
Your guide to planning both life-changing events.
For many years, you’ve been the captain of your ship. Running your own business hasn’t been easy, and success was never guaranteed. Retirement planning is the next uncharted waters for you, and there’s no one-size-fits-all map. Ultimately, as a business owner, you must create a unique retirement strategy that often differs greatly from an employee’s. This means setting up a succession plan for your business and a retirement income plan for yourself that fits your unique needs.
The true cost of hidden 401(k) fees
Do you know how much you’re paying in fees for your retirement account?
Were you aware that fees are commonly charged on retirement accounts in the first place? If you have access to an employer-sponsored retirement account such as a 401(k), information about your account might be harder to access given that it’s offered through your employer and often isn’t completely in your control.
Pensions, Buyouts, & Retirements
There was a time when pensions were the most common of retirement benefit plans.
Employees looked forward to what could generally be described as a private version of Social Security offered via an employer. However, those days are gone, and only a small number of the US population have pensions now.
There are so many decisions for you to make about your retirement income as a retiree, and as a pension-holder, you’ll want to be sure you make the most of this income-generating asset. The choices you make with your pension can impact your finances for the rest of your life.
Ultimate 401(K) for Healthcare Professionals